INSURANCE PREPAREDNESS

Insurance-ready your home in 30 minutes

While hoping that you will never need it, an inventory list for insurance purposes is a very valuable investment for peace of mind and if ever needed, will save you much time and heartache. As the saying goes "Better to have it and not need it, than need it and not have it".
Taking 30 minutes of your time now to prepare an inventory list for insurance will save you from trying to recreate one from memory. Its practically impossible to remember all items lost to a fire, theft or flooding. Should the worst happen, you will already be dealing with so many different emotions - remove frustration from them by being prepared.

Using your smartphone, take pictures of valuables and other important things you would want to claim in case of a fire, flooding, or other disaster.  You know they will ask you to categorize if you do need to make a claim, so make it so you can easily and quickly send to them.  Remember, the easier you make it for them, the faster you will get back to normal. 
 
If you don’t know where your insurance policy is, find it.  If you can’t call and ask for a copy and put it in a zip lock bag and file, it somewhere you will easily find it.